The Butler’s Blog
The Butler is obsessed with saving you time and stress. They hate to see you waste your time on repetitive tasks and working at jobs you hate. This blog is a place for the butler to share inspiring productivity and outsourcing tips. Most posts also include links to useful tools and apps for your smartphone, tablet or computer. Regular readers may also learn much more than they want to know about Lady Penelope.
Insecurity and Infidelity – Financial and Romantic Pitfalls
It’s well known (and unsurprising) that finances are the top cause of relationship issues. What is disturbing, is the sheer range of financial communication levels and styles between different couples and families. Poor Communication means poor outcomes Surprising numbers of people in committed relationships have a card or an account which their partner doesn’t know about. More disturbingly, in a recent study, almost half of respondents had no idea of their partner’s income – this indicates a shocking lack of communication about money. If you don’t know what your income is as a couple, how can you possibly make career plans, budget for purchases, or even begin to chart a […] read more
Australians Are Failing to Pay their Bills, but Why?
New research commissioned by the BPAY group has revealed some scary insights into Australians’ bill payment habits. The survey divided people on into five personality types, some partly related to age: Big Picture Organisers (28%) Experienced and capable with their finances – but not obsessive. They seek convenience alongside security. Life Jugglers (27%) Don't manage their finances proactively and many lack the confidence to do so. They are keen for simple processes with customer support and information. Rigid Record Keepers (19%) Rigorous in managing their finances. Most have an effective system and keep a record of what they pay. They are less likely to report financial stress. They prioritise security […] read more
Survivor meet Wealth Builder
Over at the Acorns blog, Jackie Lamb has a nice piece contrasting wealth-builders with survivors. The key difference being mindset. Notice I wrote “mindset” and not “personality type”. That’s because if you’re merely surviving, making the change to become a wealth builder is something that can be learned and implemented – and Bill Butler can help you with both steps. Attributes of Survival mode Spend more than you earn Not knowing where your money disappears to Little to no savings for emergencies Living from pay day to pay day You don’t have to have a low income to be in survival mode, but what we can tell you is when you are […] read more